Did Rates Just Go Up?

There’s so much going on in the news – an upcoming election, COVID-19, and mortgage interest rates fluctuating near-historic low levels. With so much noise, you may be wondering: What’s the latest news on rates?  Rates are going up! The FHFA (Federal Housing Finance Agency) is responsible for regulating the mortgage industry, and they just […]

Why You Should Refi Before November

If you’ve been checking mortgage news, you might have seen headlines about a “controversial refinance tax” put in place by the Federal Reserve, which was temporarily stalled. This tax will raise interest rates across the board for most mortgage lenders / brokers, but they decided to delay said tax; now, it will go into effect […]

Prospect Home Finance: Still Open For Business!

With all of the business closures amid COVID-19, Prospect Home Finance is proud to say we’re still open, ready to assist with your home finance needs! We have knowledgeable Loan Officers ready to walk through your loan scenario, quote you the latest pricing, and more at: 858-605-0952. How big is the team? We’re over 100 […]

Rates Are Near Record Lows!

You may have read many recent headlines all about mortgage rates, as they relate to the COVID-19 epidemic. In the last few months, news surrounding the virus has dramatically changed the tone of global markets; investor confidence being a key factor in mortgage rates, rates took a dive starting last April going into summer. With […]

Loan Officer Spotlight: Ricardo Freire

Mortgage rates are still very compelling right now – feel free to check rates at ProspectQuote.com – and we wanted to take another break to highlight our Loan Officers. This week, we spoke with our amazing Loan Officer, Ricardo Freire! 1. What’s one recent Loan Officer “success story” you’re proud of? “I think just having more experience […]