Loan Officer Spotlight: Ricardo Freire
Prospect Home Finance
Prospect Home Finance CA
Published on August 11, 2020

Loan Officer Spotlight: Ricardo Freire

Mortgage rates are still very compelling right now – feel free to check rates at – and we wanted to take another break to highlight our Loan Officers. This week, we spoke with our amazing Loan Officer, Ricardo Freire!

1. What’s one recent Loan Officer “success story” you’re proud of?

“I think just having more experience now, and better understanding the loan process! I’ve learned how Loan Officer / LO work is done, and how long each step takes…

“I have been learning to predict what is going to happen or what is going to be needed for many mortgage scenarios. The mortgage industry is very volatile and sensitive, which makes it interesting to follow. Also, I’m learning how to deal with pressure, and how to read a borrower’s personality over the phone to make the process smoother and provide a better service.”

2. Any Prospect team members you’d like to shout out for their exceptional work? 

“I’d like to shout out my LO Team Lead Aaron Ricciardulli for teaching me so much since my first day! His drive to get the work done always inspires me, and his willingness to help, always with a great attitude is pretty amazing. Also, Prospect’s Processing team is great. Their job is very hard, and I appreciate it, pointing out a few recently: Sarah Luciani, Jazz Croy, and Ginger Jahnke, they are always pro-active and keep smiles on their faces even when under a lot of pressure, always polite and looking to improve! There are many more co-workers that I could mention, but I’d probably forget somebody. I’d like to thank all Loan Coordinators, and the Marketing team as well!”

3. What’s your favorite hobby outside of work right now?

 “Surfing is my passion. I really love riding waves and enjoying the ocean, since I was a kid! Diving and swimming too. I also love music, movies, and I miss traveling now.”

We’re incredibly proud of all the work Ricardo puts in for his borrowers. Check out our online reviews to hear what folks say about our Loan Officers. Of course, you can always call us at 858-605-0952 for immediate assistance.

Have a great week!

Jason Vondrak
Jason Vondrak
Prospect Financial Group
948 Garnet Avenue
San Diego, CA 92109
NMLS: 349089 | BRE: 01837707

Jason Vondrak has been in the mortgage industry since 2004 and co-founded the mortgage brokerage Prospect Financial Group in 2006 in San Diego, California. Today he serves as President and CEO of Prospect Financial Group and the president and founder of Prospect Property Group, a real estate development company, established in 2012.

Prospect Home Finance
Prospect Home Finance CA
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