What We Do
We’re making home finance easier than ever before. Our company has an experienced team of home loan experts waiting by to help your financial needs.
Home Purchase Loans
Secure a home purchase loan that utilizes today’s great mortgage rates to make your dream home affordable.
Refinance Rates
Lock in great terms with current interest rates to ensure your home remains affordable—or build more equity with an update!
Rate Comparisons
Don’t just take the first offer. Shop around. Use our rate comparisons to find the best possible plan for your home ownership strategy.
Fast Funding
Seize opportunity as soon as you can with our fast funding options, giving you the freedom to cure that house fever.
Evaluate Your Property
Know where you stand. With a property evaluation in hand, you’ll have better access to your options so you can see the next move.
Cash-Out Refinance
Take advantage of your home’s equity with a cash-out refinance. It’s your cash — spend it how you see fit.
Helpful Tools
Your time & money matter. Let’s not waste either.
From fast, custom digital quotes to a completely streamlined online loan application and approval
process, you can get your money and do what you want with it — usually in less than 30 days.
What Clients & Partners Say…
I had the pleasure of working with Samuel Sheldon who helped with refinancing of my home. Samuel showed outstanding professionalism in this process and saved me a significant amount of time, and I am very impressed with his level of experience in his business. He followed up the entire process very diligently and especially coming up with immediate solution for getting a document notarized outside of the US, otherwise a difficult and time consuming situation. Thanks Samuel for your help. I highly recommend.
-Prasad M.
San Francisco, CA
I am very satisfied with working with Ryan Vidal. He kept me informed as to the progress of the loan and was he able to answer all my questions no matter mundane they were.
-Charles J.
Camarillo, CA
Started the refinancing process post COVID-19 and thankfully Aaron Ricciardulli was my guy. Aaron was amazing! from beginning to end. I've refinanced several times in the past and this transaction was one of my best experience in spite of the current situation. Aaron was able to close on time with no surprises. Thank you for the excellent customer service and going above and beyond to make sure we closed on time.
-Oscar R.
Fillmore, CA
I worked with Erin and she made this an extremely easy refinance. She was completely upfront with everything and explained all the various nuances of the loan in layman's terms so even I could understand. I would definitely use Prospect Financial Group again if the need ever arises.
-Don W
Temecula, CA
I have been busy refinancing rental properties for the past year. My last loan was a purchase of an investment condo. As many might know, documentation requirements for investment property refinance and purchase is sometimes intense and senseless. Matt at Prospect Home Loans made everything easy. After dealing with 3 other lenders, Matt was a breath of fresh air. The process was easy and quick. I highly recommend Matt Brown at Prospect Home Loans if you are looking for someone who is honest, responsive and a reliable good communicator, in addition to someone who can get you the best rates available.
-Peter A.
Santa Cruz, CA
I worked with Erin and she made this an extremely easy refinance. She was completely upfront with everything and explained all the various nuances of the loan in layman's terms so even I could understand. I would definitely use Prospect Financial Group again if the need ever arises.
-Don W
Temecula, CA
Caitlin made a not so fun situation manageable and we thought she was great!
-Linda B
La Crescenta, CA
I highly recommend Prospect Home Finance! Nick Danese is the best in the industry. He's super friendly, knowledgeable, fast and efficient and every other positive description that comes to mind! This company delivers as televised....This entire experience has been a pleasant one and I am grateful to have been assigned to Nick and his team.I will definitely reach out again in the near future and utilize this company for assistance. He locked me in at a very low competitive rate and in return I am giving him a high rating review, but mostly because of his transparency and professional work he provided. Thank you Nick and thank you Prospect! Press on!
-Russ R.
Rancho San Diego, CA
Alyssa Danese, Senior Loan Officer at Prospect Financial Group saved me a ton of money, aggravation and stress by keeping me informed and making my refi on my home a breeze.
-John L
Simi Valley, CA
I have worked with Joshua Guastucci at Prospect Home Finance and he's been an absolute pleasure to work with. He definitely is very responsible, he certainly went to bat for us, he understands the point of view from the borrower, he knows his stuff. I was notified each step of the way with either a call or email. It was a bit of a challenge but after all, that's said and done it was worth the time and effort. We have a better rate, better payments, overall fantastic! I have spoken to other lenders and they have that "car salesman" attitude and if you are far from perfect and are NOT an easy re-fi they will send you on your way. They do a lot of "cherry-picking" which puts a bad taste in my mouth. I'm sorry I didn't find Prospect sooner.
-Laurel S.
Acton, CA
Worked with Peter Chen who was not only responsive, he was knowledgeable to our multiple sources of income that brought us to the finish line. Also want a shout out to Caitlin White who did the initial application documents prior to the handoff to Peter. Prospect will be our first phone call for future home financing needs.
-Michael M.
Ave Maria, FL