Why You Should Shop Rates

At Prospect Financial Group, we post our rates online, 24 hours per day with our live quote generator: www.prospect-quote.com. This is not a common offer for lenders (usually they want to get you on the phone), but we believe that transparency in lending is the future. Why should you need to speak on the phone, […]

Should You Take Today’s Rates?

Due to the recent rate drop (while I’m writing this, they’re at 3-year lows!), many people are seriously kicking around the possibility of refinancing or purchasing their home loans. The geopolitical turbulence between China and the U.S. had been keeping mortgage rates down for many months, until recently, when trade war sparring between the two […]

Why Online Reviews Should Matter to Homeowners

Anytime you go through the refinance process, or buy a new home and need a home finance, it’s very important to understand the distinguishing factors that separate one mortgage company from the next. So much knowledge is required of a senior loan officer (and their support staff) that the ability for a lender to retain […]