Latest Articles

First Time Home Buyer Tips

At Prospect Home Finance we are always looking to help the first time buyer, here we have created an informative video to help get you on your way to your first home Purchase. Prospect has been helping home buyers since 2006 and can definitely help get you in for dream home. Call us today to […]

3 Tax Credits to Save You $

At Prospect Home Finance we are here to help you save anyway we can, be it saving you money on a mortgage or just some helpful tips for tax season. We created this fun short video about three tax credits you should know. In this video we highlighted the Savers Tax Credit, Earned Income Tax […]

Why are Balloon Loans Dangerous?

  Have you ever wondered what a Balloon Loan actually is? Maybe you have questioned if this type of loan is a smart financial move or a huge risk? It is true that Balloon loans can be dangerous but to certain borrowers it can be just what you are looking for. Watch our “Why are […]

ARM mortgages explained!

  An ARM mortgage can be a smart financial move when refinancing for some borrowers but its important you understand what ARM actually means! We created a short fun video to give you some basic information on ARM mortgages. To find out if an ARM is good for you Call Prospect Home Finance at (858)605-0952 for more information.

10 First-Time Home Buyer Tips

Buying your first home comes with a number of significant decisions, and it can be as intimidating as it is exciting – so we’ve compiled a list of 10 first-time homebuyer tips to help you navigate through the process. 1.  Make sure you’re ready to commit to a mortgage The two most popular loan terms […]
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