fter almost 14 years in business, we’ve weathered many storms, including the 2007/2008 housing crisis. With a Senior Leadership team of over 50 years of mortgage experience, Prospect continues to lean on their experience to navigate the complex and highly competitive atmosphere that makes up the industry today.
The only way our system can work is if all departments are rowing the ship, in unison, and in the same direction. Many of the big mortgage brokerage firms in the U.S. are subdivided into branches that operate in exclusion of one another, and that’s what makes Prospect different:
All 100+ of our employees work together towards the same end goal, which is to deliver a superior home loan to our customers with efficiency and consistency.
If we can’t do that, we serve no long-term purpose in the mortgage marketplace. If we couldn’t deliver a superior product than the big guys, consistently and efficiently, our future would not be bright. We’re confident that we not only have the infrastructure to continue gaining market share (from the Quicken’s and the Loan Depot’s), but more importantly: We have the best group of 100 employees in the mortgage industry to do it. We are well-positioned and excited for what the rest of 2020 brings us.
Mortgage interest rates recently dropped to all-time lows, and this allows customers to save money in a time of great uncertainty. Not only are we offering rates below 3% APR without points, but we’re also closing loans faster than any year prior. With loan volume 3-4 times higher than 1 year ago, our team has still been able to close loans, on average, 6-8 days faster than last year at this time. The faster we can help our customers save money, the more likely they are to use us again in the future. Fast loan closings mean more savings for our valued clients.
We have no plans to stop our growth during this unprecedented mortgage boom. We’ll keep hiring, educating, and adapting to this fast-changing mortgage lending environment so we can continue serving our client base with great service, transparency, and a simplified loan experience. As always, feel free to check rates for free, and in < 60 seconds at ProspectQuote.com, or give us a call at 858-605-0952.
Thanks to all who have believed in us through the years!
Prospect Financial Group
948 Garnet Avenue
San Diego, CA 92109
NMLS: 349089 | BRE: 01837707
Jason Vondrak has been in the mortgage industry since 2004 and co-founded the mortgage brokerage Prospect Financial Group in 2006 in San Diego, California. Today he serves as President and CEO of Prospect Financial Group and the president and founder of Prospect Property Group, a real estate development company, established in 2012.