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Thanks for stopping by. About Prospect Home Finance...

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Prospect Home Finance was founded in 2006, and since our founding, it has been our goal to put homeowners in a stronger financial position. We have helped thousands of homeowners refinance their home loans to lower their interest rate, take cash-out from their home or shorten their loan term. We’ve recently been recognized by AIME (Association of Independent Mortgage Experts) as a Top 20 Broker in the country, and the prestigious Scotsman guide as the #23 wholesale broker nationally.

Best San Diego Mortgage Brokers

We were named the #1 Mortgage Broker and the #2 Mortgage Refinance Company in San Diego according to With a goal to connect people with the best local mortgage experts, finds and reviews the top service professionals in over 200 industries across the U.S. helping customers find the best-qualified professionals for their needs.


Top 100 Mortgage Broker

Prospect Home Finance was awarded a “Top 100” commendation by AIME! (Association of Independent Mortgage Experts) in 2019.

Scotsman’s Top 25 Wholesale Lenders

Prospect Home Finance ranked 23rd by Scotsman, the national primary publication for mortgage rankings. This comes as Scotsman finalizes 2019’s metrics: Categories include Top Overall Volume, Top Retail Volume, Top Wholesale Volume, and more… On the “Wholesale” side

#1 Lender in California

Prospect Home Finance has been recognized again and again as the #1 Lender in California by Lender411. Lender411, a website designed to connect consumers with knowledgeable lenders, bases the ranking on a number of factors including industry knowledge and customer reviews. Being ranked as the best mortgage company in a state as competitive as California is a great honor. Learn more about Prospect Home Finance’s ranking with Lender411

Winner of “2012, 2013, 2014, 2016 and 2017 Best Mortgage Broker and Lender”

Consumers on nominated Prospect Home Finance as one of the best mortgage brokers and lenders in San Diego in their annual “Best Of” competition. Kudzu is a leading local source of local business information and online customer reviews. Over 5 million businesses in 30 different categories competed in the competition. Winners were determined based on companies with the highest number of customer votes.

A+ Rating with the Better Business Bureau

Since Prospect Home Finance was founded in 2006, customer satisfaction has been their highest priority. Abiding by a strong set of ethical guidelines has helped the company earn and maintain an A+ ranking with the San Diego Better Business Bureau. Prospect Home Finance has been a BBB accredited business since April 2009.

Handpicked Top 3 Mortgage Companies in San Diego, CA by Three Best Rated

Their 50-Point Inspection includes everything from checking reputation, history, complaints, local reviews, nearness, satisfaction, trust, and cost to general excellence.

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