Latest Articles

The Benefits of Calling a Broker

If you’re a borrower seeking a new home finance or refi, I don’t blame you if the last few months have been frustrating. I’m sure you’ve heard: Mortgage rates are at ALL-TIME lows due to COVID-19 headlines. This has had a real effect on most brokerages around the U.S., of which Prospect Home Finance is […]

Prospect Home Finance Re-Opens!

Due to California’s phased reopening during COVID-19, Prospect Home Finance is now open for business in Pacific Beach, San Diego! After several months of working from home, we’re excited to bring our talented team of loan officers, loan coordinators, processors, marketers, and our admin team back together. We’re fortunate to have been able to continue […]

Prospect Ranks In Scotsman’s Top 25 Wholesale Le...

Today, Prospect Financial Group is proud to announce its recognition as a “Top Wholesale Lender” by Scotsman, the nation’s primary publication for mortgage rankings. This comes as Scotsman finalizes 2019’s metrics: Categories include Top Overall Volume, Top Retail Volume, Top Wholesale Volume, and more… On the “Wholesale” side, Prospect ranked 23rd nationally, placing us above tens of […]

Prospect Celebrates Biggest Fiscal Month Ever

Today, we at Prospect Financial Group are celebrating our biggest fiscal month ever. Upon final tally of closed loans (w/ loan brokerage fees) throughout April – last month at time of writing – April comes out on top!  Prospect’s milestone comes after several months of COVID-19-related downsizing / business closures all across the U.S. We […]

Prospect Home Finance – Who Are We?

I’m sure the world of mortgages is wildly confusing to those outside it – I don’t just refer to mortgage terminology / vocabulary (i.e. APR, Freddie Mac, bond markets, etc.) but rather to what various mortgage companies really do. Yes, we all seem to originate loans, but Prospect Home Finance is different.  Prospect works on […]